What to Do if Your Property Starts to Flood

By
September 10, 2025

It’s important to know what to do if you notice water rising on your property.

How to Manage a Missouri Flood

Heavy rains and overflowing rivers are part of life in Missouri, and unfortunately, flooding can happen quickly. Whether you live near the Missouri River, the Meramec, or a small rural creek, it’s important to know what to do if you notice water rising on your property. Quick action can help protect your safety, minimize damage, and speed up recovery.

Stay Safe First

Your safety is the top priority. Avoid walking or driving through floodwaters—just six inches of moving water can knock you off your feet, and a foot of water can sweep away a vehicle. If water is approaching your home, move yourself and your family to higher ground. Listen to local news or weather alerts for evacuation instructions.

Protect Your Home

If you have time before the water reaches your house:

  • Turn off utilities – Shut off gas, electricity, and water at the main supply to prevent accidents.
  • Move valuables – Relocate important documents, electronics, and sentimental items to an upper floor or higher shelves.
  • Use sandbags – Place sandbags around doors and low entry points to slow water intrusion. Many Missouri counties, especially in flood-prone areas, provide sandbags during emergencies.

Document the Damage

If flooding occurs inside your home, take photos and videos once it is safe to do so. Documentation is crucial for insurance claims and disaster assistance.

Contact the Right Resources

  • Insurance Company – Report damage as soon as possible. Standard homeowner’s insurance usually doesn’t cover flood damage, but many Missourians carry separate flood insurance through the National Flood Insurance Program (NFIP).
  • Local Emergency Management – Counties across Missouri have emergency management offices that can provide information on shelters, recovery centers, and cleanup assistance.
  • Missouri Department of Natural Resources – They often release resources for safe cleanup and handling of contaminated materials.

Plan for the Future

After experiencing a flood, it’s worth taking steps to prepare for next time:

  • Elevate electrical panels and appliances above potential flood levels.
  • Consider installing a sump pump with a battery backup.
  • Keep important documents in a waterproof container.
  • Sign up for local emergency alerts to stay informed during heavy rain events.

Flooding can be overwhelming, but knowing how to react can make a big difference. By prioritizing safety, protecting your property where possible, and connecting with local Missouri resources, you’ll be better equipped to handle rising waters.

For more local tips, contact Results Realty and Auction at (573) 341-8200.